Palm Beach Car Accident Attorneys Help Clients Deal with Insurance Companies
Don’t Want to Deal with Insurance Companies After a Car Accident? Florida Personal Injury Law Firm Stands Up for Your Rights
There are certain types of information that liability insurance companies typically try to get from you after a car accident to help evaluate your injuries and potentially keep the value of your claim down. However, remember — you are under no obligation to provide it. Instead, you should speak with an attorney prior to talking to any insurance company in order to fully protect your rights.
Personal information
You do not have to provide any personal information other than your name, address and telephone number. Keep the initial conversation with the insurance adjuster brief and to the point. You can tell them what type of work you do, and where you’re employed, but be careful not to explain or discuss any details about your specific duties or your income.
Recorded Statement
If an insurance company is asking for your recorded statement, you should always verify whether it is your insurer or the other driver’s company. Although you may be legally obligated to cooperate with your own insurer, most of the time you are not required to provide a recorded statement to the at-fault driver’s insurance company. If you have retained or are about to retain an attorney, the insurance company must communicate directly with your legal counsel. If they ask you for a recorded statement, provide them with your attorney’s phone number instead.
Specific Injury Information
It is unwise to give an insurance adjuster a detailed description of your injuries, especially early on. You might leave something out, discover an injury later, or an injury you thought was minor might turn into something serious later. Advise them that you’ll be seeking or continuing medical treatment, but remember — you are under no obligation to tell them what doctors or medical providers you’re seeing, at least not initially.
The easiest way to protect your rights when dealing with insurance companies is to hire a personal injury attorney, and then politely instruct the insurance company representative to contact your lawyer with their questions.
Contact Our Palm Beach County Personal Injury & Vehicle Accident Law Firm Today
Were you injured in an automobile accident and are uncertain about how to handle communication with insurance companies? For competent legal advice in Palm Beach County Florida, contact the personal injury attorneys at Xenick Lebedeker Pepin online or call 561-659-7700 to arrange your free initial case evaluation today.
